FREE - Easy Mortgage Pre-Approval
Obtain the Best Rates & Lowest Closing Costs
BEFORE you are ready to purchase a home, it makes sense to start a plan.
When you are ready you can then negotiate from the strongest position possible.
In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with.
With that said; there are certain things you can do to make certain that your offer is the one Seller goes with.
The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Let's look at this from the Sellers perspective for a moment.
If you were the Seller and had multiple offers on your property, all things being equal; would you accept the one with a Letter of Financing Approval or the one that didn't have a Pre Approval for Financing?
The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?
What I have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved.
Even though they usually are correct and will ultimately be Approved, the Seller in this case has no guarantees.
On the other hand; in an alarming number of cases some Buyers can't afford the home they want to buy! So find out early!
Lastly, from a cost savings perspective...
As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate.
(Get it guaranteed for 90 days). We will also estimate your closing costs.
With our "One Stop Shopping System" We can make it all easy and help you along the way!
INTEREST RATES
Currently we have some of the lowest interest rates in decades.
Buying now before they go up will likely save you tens of thousands of dollars!
On that note; The lowest interest rate is not always the "key" to deciding which mortgage to take.
The most important thing is a mortgage you can afford, a mortgage that fits you, a mortgage that you have reviewed and know the "fine print."
Our Team will go over this with you and make sure you have a good fit. Be careful not to just go for the lowest rate you may regret it later on.
If you get qualified before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints and just moves forward in a hurry to make sure they get the home.
That is an "emotional decision" in a business transaction and we do not recommend this. We want to remove as much emotion as possible to make a good financial decision.
We can help to save you time, hassle and money!
Should you decide that you wish to take advantage of our Pre-Approval process, simply complete the form below.
We will forward your information to one of our preferred mortgage professionals who can assist you in locating the absolute best mortgage rate and lowest closing costs possible. You are under NO Obligation! You Decide!
By the way; this may seem harsh but we do not tour or show homes with Buyers that have not been qualified first.
Thats only fair to the Seller and to our staff. You need to know what you can afford and we will coach you along the way on how not to become "house poor!" (Don't spend it all!)
PS: Most approvals are done within 24 hours. Send your request in today for fast courteous service and SAVE!
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